Repairing your credit profile is one of the most important financial decisions you can make. Fresh Credit Score is here to help you achieve your optimal credit profile. We make the credit repair process convenient, personal, and effective. Our programs are based upon extensive research of consumer credit laws, credit bureau /creditor tactics and persistence for our clients.

The three major national credit reporting agencies, also called Consumer Reporting Agencies (CRAs), are not government agencies. They are for profit, multi-million dollar national credit corporations that gather and sell your private personal credit information to creditors, insurers, employers, landlords, and companies that solicit you for credit and insurance offers.

They also sell your credit history information to telemarketing and mailing list companies, without your permission and in most cases without your knowledge! They admit that errors occur on consumer credit reports, but they do nothing to correct them.

If they really cared what they reported, they could send everyone a copy of his or her credit report once a year and ASK if everything is right! But they don't. Instead they report whatever they want and make the consumer "prove" that the credit report is inaccurate.

Fresh Credit Score is very different from a non-profit credit counseling agency, because we work for YOU. They work for your creditors!